Annuities
One-Plus-Four Choice
GCU's newest product, featuring no sales charge and tax-deferred interest accumulation. Offers optional liquidity at the first contract anniversary. This annuity may be opened with a minimum of $300.00. Additional Information
Triple Advantage
This 3 year single premium annuity offers a fixed guaranteed rate for the entire 3 year period. Minimum deposit is $1,000.00. Annuitant Agrees not to withdraw funds for 36 months. If funds are withdrawn in the first year, there is a 5% surrender charge on the amount withdrawn. Surrender charges decrease by 2% each of the next two years. This product is issued Ages 0-85. Additional Information
5 Year Advantage
This deferred annuity has a guaranteed rate for the first two years. Although not guaranteed, the GCU intends to pay this rate for the entire 5 year contract. To recieve the higher rate, Annuitant agrees not to withdraw funds for a period of five years. If funds are withdrawn within the first year there is a 9% surrender charge on the amount withdrawn. Surrender charges decrease by 2% over the next 4 years. This product is issued Ages 0-85. Additional Information
Flex-10
This option offers the highest interest rate on New Products. The interest rate on this Annuity is guaranteed for the first year. To receive this interest rate, Annuitant agrees not to withdraw funds for a period of ten years. If funds are withdrawn within the first two years, there is a 9% surrnder charge on the amount withdrawn. Surrender charges decrease by 1% over the next 8 years. This product is issued Ages 0-75. Additional Information
CD Alternatives
The GCU Settlement Option A annuity features no time or age constraints, gives the annuitant regular interest checks or Direct Deposit. Additional Information
IRA, TSA, SEP
All GCU annuities can be tax-qualified. Additional Information
Roth IRA - / EDUCATIONAL IRA
* Early Withdrawals may be subject to IRS penalties